Banking & Financial Institutions, CFPB · Reg E · OCC

Recovery Intelligence
Banking Collections Software.

NeuAnalytics banking collections software gives banks and financial institutions a single platform to drive measurable recovery outcomes, with compliance monitoring, dispute management, charge-off placement, and fraud case handling built in from the ground up.

$1.2T
U.S. revolving credit card debt outstanding
3.9%
Bank card net charge-off rate
150M+
Americans carrying revolving credit card balances
4
Federal banking regulators overseeing collections
The Recovery Challenge

What's Compressing Your Recovery Rate

Banks face a uniquely pressured recovery environment, tighter contact rules, reduced consumer responsiveness, and a vendor network that's harder to manage than ever.

Contact Constraints Are Tightening

Reg F caps, UDAAP exposure, and heightened CFPB scrutiny limit how often and how you can reach consumers. Improving cost-per-dollar-recovered now requires intelligent segmentation and contact strategy optimization, not simply more contacts.

Vendor Performance Is a Black Box

Most banks place with 5–15 collection agencies but see performance data weeks after the fact. By the time a low-performing agency is identified, you've already lost recovery dollars, and potentially introduced compliance risk that follows your institution, not theirs.

Portfolio Routing Is Still Manual

Bankrupt accounts, SCRA-protected servicemembers, deceased estates, and hardship programs each require different treatment strategies. Manual routing across siloed systems creates misrouted accounts, missed court deadlines, and unrecovered revenue.

The NeuAnalytics Recovery Platform

One Platform. Every Stage of Recovery.

From first placement to final resolution, NeuAnalytics unifies the three capabilities that determine recovery outcomes for banks and financial institutions.

Portfolio Intelligence

Real-time account scoring, segmentation, and prioritization across your entire receivables portfolio. Know which accounts to work, when, and through which channel, so your team and your agencies focus effort where it recovers the most.

  • Intelligent segment prioritization
  • Contact strategy optimization by account type
  • Omni-channel contact visibility
  • Real-time recovery performance dashboards

Workflow Automation

Rule-based routing, assignment, escalation, and follow-up that eliminate manual handoffs. Every account receives the right treatment strategy, automatically and without compliance shortcuts, from first placement through resolution.

  • Automated account routing & assignment
  • Regulatory clock enforcement built in
  • Escalation triggers & exception queues
  • Automated BK, Probate, SCRA, and additional specialty workflows

Vendor & Agency Management

Real-time performance scorecards, placement optimization, and audit-ready documentation for every agency in your network. Surface underperformers before they cost you recovery dollars or trigger a regulatory finding.

  • Real-time agency performance scorecards
  • Placement, recall & reassignment management
  • OCC & FDIC third-party risk documentation
  • Vendor Agnostic: Integrate any collection agency, law firm, or debt buyer
Compliance Built In

Recovery Without Regulatory Risk.

The regulatory frameworks that govern bank collections are built into every NeuAnalytics workflow, not bolted on afterward. Audit trails are continuous. Exam readiness is the default state, not a pre-exam scramble.

CFPB Reg Z Reg F OCC FDIC FDCPA FCRA SCRA GLBA

CFPB complaint SLAs tracked automatically. Every complaint is logged, routed, and monitored against required response timelines, no manual tracking, no missed deadlines, nothing to assemble before an exam.

Regulation F and FDCPA contact restrictions enforced at the workflow level. Frequency limits and channel restrictions are enforced before a contact is attempted, not discovered during an audit.

State and municipal regulations audited. Automatically audit numerous state and municipal regulations including NYC's SHIELD Act.

SCRA-protected accounts flagged before first contact. Active-duty status verification is built into the placement workflow, protecting your institution before any outreach begins.

FinOps & Case Management

Disputes. Fraud. Complaints.
One Place.

Exceptions are part of every bank's servicing reality. NeuAnalytics handles the complex cases through the same platform as recovery, no second tool required.

Disputes

Every Dispute Category. Every Clock.

Workflows pre-configured for every dispute category, Reg E, Reg Z billing errors, FCBA chargebacks, ACH returns, and network rule disputes, each following its own clock. Every piece of documentation lives in a single indexed case file, with SLA tracking, alerts, and escalations keeping your team ahead of every deadline.

FinOps & Case Management →
Fraud

Fraud Cases That Strengthen Your Defenses

Most fraud platforms stop at case resolution. NeuAnalytics keeps going, turning every confirmed investigation, first-party, synthetic identity, account takeover, ACH and check fraud, into pattern intelligence, identity correlations, and blacklist intelligence that strengthens your front-line fraud monitoring defenses.

Explore Fraud Case Management →
Complaints

Consumer Complaint Resolution

CFPB complaint intake, intelligent case routing, investigation workflows, and regulatory response tracking, all in one place. Close the loop before your complaint ratio becomes an examination finding.

FinOps & Case Management →
Why NeuAnalytics

Built Alongside Banking Operations for 20 Years

We didn't adapt a generic platform for financial services. We built receivables intelligence from the ground up for regulated creditors, embedded with their teams since 2006.

Back Into Your Tech Stack

NeuAnalytics backs into your existing technology stack, streamlining your implementation and reducing demands on your teams. Pre-existing integrations exist with over a dozen host systems.

Exam-Ready From Day One

Every action, decision, and outcome is logged to a continuous audit trail. When regulators ask for evidence, your compliance team pulls a report, not a team scrambling to reconstruct history.

Embedded Partnership, Not Just Software

NeuAnalytics teams embed in your operations, daily standups, weekly reviews, quarterly strategy. The platform continuously improves with your business because we're in it with you, not watching from the outside.

See What NeuAnalytics Does for Your Banking Team

Talk to a specialist who works with banking and financial institution clients every day. No generic demos, a conversation built around your portfolio and your recovery challenges.